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afp finance network staying financially healthy with afp menu home banks investments savings privacy policy terms of service the team say hello tips to help you make the right business investment tips for saving money factors to consider when choosing a bank top secrets to getting loans when you have bad credit 2018-05-25 | no comments | finance getting support when you need it most can be daunting unless you know ways of getting the other person to help you. getting a loan, especially when you have a bad credit score can be an uphill task if you do not know a lender who does not consider this. such is the game played in the financial world, and you need to know the top secrets to getting loans when you have bad credit for you to survive. with these tips getting loans with bad credit is easy. always negotiate for a small repayment the reason for consolidating loans that you already have is to make it difficult for lenders to see how much burden you have in repayment of what you already owe. you must make them think that you are a healthy borrower who needs a little boost to be on your way. of course, this might reflect your situation right now, but that is not the point. the reality is that appearances matter. in the financial world, your statement from the bank or any other financial institution tells a lot about the risk you pose to the lender. thus, focus on making a good impression. find a lender who is willing to overlook bad credit many bad credit lenders exist, but some of them only say so because they expect you to rush to them when you are in need. they do not mean what they say, and they will charge you high fees to facilitate a loan that you could get elsewhere free. focus on lenders who are true to their word regarding bad credit lending. a few questions the first time you meet them can help you out. make sure you understand the fees charged and their impact on the money you receive. in most cases, they deduct the fees before handing you the balance. borrow here to pay there another good trick is to borrow from one lender and repay another lender. it might not work in the long term, but it can help to grow your credit limit with one lender quickly. for example, if a lender will give you only 5000 dollars because of your risk profile but is willing to offer up to 20,000 dollars when you improve your borrowing, then you can do that. borrow the 5000, and then borrow some money elsewhere. you will then repay the 5000 and borrow something bigger. repeat the process until you get the right amount that can fit your needs. the strategy can get you into more debt very quickly. however, it can be a way out of a business situation where a large capital expenditure is necessary.… read more » how the debt settlement works 2018-04-12 2018-04-10 | no comments | finance debt settlement takes place when a debtor is not able to pay the money he owes the creditor. they, therefore, decide to come up with a lower figure. once the debtors pay the creditor the amount, the debt will be settled, and this will mean that he will no longer be required to pay the debt in full. how it works the debt settlement arrangement typically acts when you have skipped payments or have made too many late payments. whenever you fail to pay your debt in good time, your credit score will take a tumble. therefore, it is recommended that you always pay your debt in good time to avoid getting a bad credit score. you should note that your credit score will determine how much money you will be given in future. negotiation the debt settlement entities usually negotiate with the creditors so that the debtors pay less the amount that they owe them. this is usually on the unsecured debts like the credit cards. debt settlement is however not an option for some types of loans. for example, if you took a loan a put your house as security, then the company will sell your house once you have been unable to pay your debt. debt settlement will only take effect when it is realized that you are not able to pay at all. you will be required to open a settlement account and put some money there monthly. once the settling company realizes that you have made sufficient deposit for a lump sum, they will negotiate on your behalf with the creator so that you end up paying a smaller amount. risks associated with debt settlements we have risks that are associated with debt settlements. one of the risks is that your credit score will take a hit. you may be put on delinquent accounts if you are not already in one. this is likely to stay on tour credit report for seven years. interests and penalties another thing that you should note is that the interests and penalties will continue to accrue even with the debt settlement in place. provided you do not make your payment in time; you will attract late penalty fees. the interest will keep racking up. you should, therefore, pay up immediately.… read more » areas that the health insurance could cover 2018-03-18 2018-03-15 | no comments | insurance most people associate health insurance cover with periods or sessions when an individual is sick and has been admitted to a hospital. however, there are still other areas that the health insurance cover could be used. health insurance is not all about the premiums that you pay on a monthly or annual basis but has lots of advantages. click on the highlighted link for the https://www.alliance321.com/homeowners-insurance-florida-quotes. whenever you are admitted to a hospital, and you have a health insurance cover, the insurance company is likely to pay the entire bill or part of the bill depending on the cover. this article looks at some of the areas that the health insurance could cover. mental health coverage according to recent medical studies, there is an increase in the mental cases across the world. this is attributed to several factors like the hard economic times and the pressure and expectations that are levied on some individuals. just like the saying goes, prevention is better than cure; it is always advisable to address any issue at the initial stages. if you have a medical cover, you can check into a medical facility and have the doctors check you up. if there is an issue that would warrant their attention they will address it immediately. in so doing they will prevent future problems like mental illness. infertility problems the infertility problem is another common issue that occurs in both men and women. to have your infertility problems sorted out, you will have to visit a gynecologist who is experienced in reproductive health. the gynecologists are some of the best-paid personnel in the medical industry. the gynecological services are also quite costly when compared to other medical charges. if you have a medical cover, you do not need to worry since the cover will cater for the cost of treatment. child delivery child delivery is another common service that mothers seek in the medical centers. it is approximated that at any given point in time, a mother is giving birth to a baby. since an expectant mother needs special care, child delivery services in most hospitals are costly. it becomes costlier if specialized care is needed like pre-term labor or emergency caesarian. if you find yourself in such a scenario and you have a medical cover.. worry not because the insurance will meet the bill. gym membership most of the people are obese or overweight because of our lifestyles. we sit in front of our desk for up to 8 hours every day and have little time to exercise. if you are such an individual, you can enroll in the gym. we have some insurance providers who cover the gym memberships as well. for more information on health insurance, watch the video below: … read more » why you need life insurance 2018-02-28 | no comments | insurance when you finally get your first salary from working a job, the last thing you want is to let some of it go to pay for insurance. as if having a home and car insurance isn’t enough. however, having life insurance is the most important of all, and is worth investing for. but why should you spend your money on life insurance with the cost of 500k policy? here are some of the reasons why, achieve long-term goals since it is an investment, it will help you achieve your plans for the future. it can be a foundation for when you want to buy a home when you want to open up a business and even if you want to pursue higher education. life insurance usually provides different investment options and different types of policies because of this. you’ll need life insurance even if you have the simplest long-term goals such as getting married and having kids. benefits for when you retire after working hard for thirty years or more, you must be looking forward to your retirement. but what is retirement if you don’t have any money as a cushion? and you can’t have any source of income as well. this is where life insurance comes in. your life insurance will ensure that you are still well provided even after you retire. it is like a pension plan, but it is more like a steady income every month after you retire. a lot of people even have so much retirement money that they’d go traveling after retiring. takes care when you’re gone the most important aspect of having life insurance is to take care of you and your loved ones even after you’re gone. no matter how old you are and how many members of the family is depending on you later when you’re gone, it’s good to have back-up money for them to rely on. this way, when something unexpected happens to you, your children will still be able to have educational and health support, and your spouse will have financial security. covers debts dealing with debts is something no one wants to be involved in. this is why having life insurance will be beneficial. you won’t have to deal with financial liabilities during a crisis. when you have the right type of life insurance policy, it will take care of any debt for you, including a home loan, personal loan, loans on credit cards, and so on.… read more » investment tips 2017-11-02 2017-11-29 | no comments | investments investing refers to the allocation of resources to certain uses, with an expectation of deriving benefits from it in the future. there are many different types of investments which you can take advantage of based on available opportunities. the investment which you make will depend on a variety of factors such as location and capital among many others. making the right investment is key to making profits. you should thus consider various factors to ensure that you make the right investment. below are some of the top considerations to make. tips to help you make the right business investment create a platform for sound investment set an environment for proper investment by preparing a budget having all monthly expenses. try also to get rid of loans and credits as they may have a significant negative impact on your investment. remember to set up a fund for emergencies as well. this will help you to avoid interfering with the finances of the business that you invest in. make sure the business is in line with all the regulations such as licensing and insurance requirements. seek professional assistance for new or first time investors, it is advisable that you seek some professional help. this is more of the case if you decide to invest in a trading business. make inquiries from investment and brokerage firms on which types of accounts are appropriate for your investments and how to fund those accounts. some options may include a mutual fund or exchange-traded fund. professional advice will help or guide you in making correct decisions. do your research speak to people with experience on the investment you are interested in. read extensively and find as much insight as possible on the investment. this will equip you with relevant knowledge which you can use to ensure that your investment bears fruits. you might need to undergo a learning curve for you to understand the business and everything that you might need to do. focus on the asset the asset here is the investment in mind. focus on the business itself rather the sales and marketing pitches about how profitable the investment is. if you want to know if the investment will pay off, do not put too much focus on what is said about it. get to know its performance in the market and its profitability. ask hard questions about the asset and not the people marketing the investment opportunity.… read more » tips for saving money 2017-08-23 2017-11-29 | no comments | savings if you earn something that just enables you to pay your bills and go by the month, the idea of saving money may seem impossible. just try to save as much as you can, as even that little savings goes a long way in bringing a peace of mind. as little as the amount may be, it still improves your overall financial situation. saving money expands your financial options and spending power. saving effectively should be your main goal to enjoy all the benefits that come with it. some tips on saving money effectively are discussed below. how to save money cut on unnecessary expenditure the biggest wastage of money is impulse buying. many people have this weakness. the best way of avoiding unnecessary spending is to have a prepared list of all the stuff that should be bought as well as their prices. working on a budget and prioritize the most important things to spend on. the next step will be to stick to the budget strictly. sales of unused stuff you can sell all the stuff that you no longer use but seem to be of value. thanks to internet marketing, it is easy to sell items online. the money obtained from such sales can be invested to improve your income or kept in a savings account. cut on outdoor entertainment joints while it is good to go to clubs and restaurants to unwind, such activities are expensive. instead, you can try having family and friends over at your place for a good time or plan on park visits that are not costly. quit expensive habits there are various habits which are quite costly that you can do away with. smoking, for example, is very expensive in addition to all the health risks which it presents. alcohol consumptions and drug usage are other common examples of expensive habits which you can avoid. if you are not into any of such habits, make sure that you do not start. reduce home bills part of your income most likely goes to settling utility bills such as the electricity bill. find ways to minimize such costs to make some savings out of it. for example, turn off lights when they are not needed and switch off electrical appliances that are not in use to reduce the cost of electricity. the overall savings over time will be quite significant. quit using credit facilities avoid using credit cards or getting credit when you can. always spend what is within your means and only when it is necessary to spend. use credit facilities only when you have to or when investing. … read more » afpg history 2016-11-17 2017-11-17 | no comments | uncategorized afpg history in the mid 1990’s, a group of cheltenham civil servants decided that government policy, not to acknowledge time served in the armed forces before 1975 for pension purposes, was not only morally wrong but also wrong in the eyes of british law. holly richmond, practising law in keynsham, bristol, shared that view and agreed to act as legal advisor to the group. the “group” at that time was no more than twenty strong. by the late 1990’s it became clear that there were many ex armed service personnel country wide who wished to have their own time served acknowledged for pension purposes. by 1999, the group now counted several hundred, all having subscribed equal sums of money to cover administration and legal costs. as word spread by word of mouth and media coverage, the group’s numbers increased several fold, peaking at over 3,000. membership is now world-wide. it was the legal advisor’s opinion that in 2003, the time was right to challenge the government in the high court. the government saw fit to vigorously defend the action, admitting that an abatement had been made from service personnel pay pre 1975 but not for pension purposes. they argued that the afpg was “out of time” and the high court judge found for the government, leaving an opening for appeal if afpg wished to pursue it. pursued it was, but three high court judges found there to be no grounds for a hearing. not to be discouraged, an appeal was taken to the house of lords, which was once more turned down. it was at this juncture, with a depleted membership of less than 2,000, that our legal advisor suggested that the group be formed into a limited company. a vote taken at an e.g.m. february 2004 carried that motion. afpg ltd came into being late june 2004 and directors have been appointed. arrangements were put into place to ask each member to authorise the release of their data to the company. the first priority for the newly formed company is to seek action at the european court of justice, pleading a right to be heard in the british high court. it is a widely held belief that the government (whatever colour) will not want that to take place and will seek settlement. firstly, if our case is heard in the high court, the crown will be made to produce documentation proving that no abatement was used for pension purposes. secondly, and probably more important to them, this could all happen in or near to a general election year… read more » june 2018 m t w t f s s « may 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 pages choosing a bank latest news privacy policy say hello terms of service the team to contact a.f.p.g. twitter tweets by @vanessamilto follow us tags bank benefits borrowing business capital child delivery finance gym insurance investment life loans save money savings account recent posts top secrets to getting loans when you have bad credit how the debt settlement works areas that the health insurance could cover why you need life insurance investment tips tips for saving money afpg history categories finance insurance investments savings uncategorized

URL analysis for afpg.info

http://www.afpg.info/category/finance/
http://www.afpg.info/tag/bank/
http://www.afpg.info/category/insurance/
http://www.afpg.info/tag/loans/
http://www.afpg.info/tag/life/
http://www.afpg.info/the-team/
http://www.afpg.info/insurance/areas-that-the-health-insurance-could-cover/
http://www.afpg.info/choosing-a-bank/
http://www.afpg.info/tag/benefits/
http://www.afpg.info/uncategorized/afpg-history/#respond
http://www.afpg.info/finance/how-the-debt-settlement-works/#respond
http://www.afpg.info/investments/investment-tips/
http://www.afpg.info/tag/business/
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http://www.afpg.info/news.htm
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Whois Information

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Domain Name: AFPG.INFO
Registry Domain ID: D503300000025509113-LRMS
Registrar WHOIS Server:
Registrar URL: http://www.dynadot.com
Updated Date: 2017-01-19T06:21:29Z
Creation Date: 2016-10-02T10:05:12Z
Registry Expiry Date: 2017-10-02T10:05:12Z
Registrar Registration Expiration Date:
Registrar: Dynadot, LLC
Registrar IANA ID: 472
Registrar Abuse Contact Email:
Registrar Abuse Contact Phone:
Reseller:
Domain Status: clientTransferProhibited https://icann.org/epp#clientTransferProhibited
Registry Registrant ID: C194021811-LRMS
Registrant Name: Indra Noerani
Registrant Organization:
Registrant Street: No. 3-6, Sedco Square, Kampung Air
Registrant City: Kota Kinabalu
Registrant State/Province: Kota Kinabalu
Registrant Postal Code: 88000
Registrant Country: MY
Registrant Phone: +60.88223210
Registrant Phone Ext:
Registrant Fax:
Registrant Fax Ext:
Registrant Email: [email protected]
Registry Admin ID: C194021811-LRMS
Admin Name: Indra Noerani
Admin Organization:
Admin Street: No. 3-6, Sedco Square, Kampung Air
Admin City: Kota Kinabalu
Admin State/Province: Kota Kinabalu
Admin Postal Code: 88000
Admin Country: MY
Admin Phone: +60.88223210
Admin Phone Ext:
Admin Fax:
Admin Fax Ext:
Admin Email: [email protected]
Registry Tech ID: C194021811-LRMS
Tech Name: Indra Noerani
Tech Organization:
Tech Street: No. 3-6, Sedco Square, Kampung Air
Tech City: Kota Kinabalu
Tech State/Province: Kota Kinabalu
Tech Postal Code: 88000
Tech Country: MY
Tech Phone: +60.88223210
Tech Phone Ext:
Tech Fax:
Tech Fax Ext:
Tech Email: [email protected]
Registry Billing ID: C194021811-LRMS
Billing Name: Indra Noerani
Billing Organization:
Billing Street: No. 3-6, Sedco Square, Kampung Air
Billing City: Kota Kinabalu
Billing State/Province: Kota Kinabalu
Billing Postal Code: 88000
Billing Country: MY
Billing Phone: +60.88223210
Billing Phone Ext:
Billing Fax:
Billing Fax Ext:
Billing Email: [email protected]
Name Server: NS1.DOLLARIDEA.NET
Name Server: NS2.DOLLARIDEA.NET
DNSSEC: unsigned
URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
>>> Last update of WHOIS database: 2017-07-26T20:37:31Z <<<

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Access to AFILIAS WHOIS information is provided to assist persons in determining the contents of a domain name registration record in the Afilias registry database. The data in this record is provided by Afilias Limited for informational purposes only, and Afilias does not guarantee its accuracy. This service is intended only for query-based access. You agree that you will use this data only for lawful purposes and that, under no circumstances will you use this data to(a) allow, enable, or otherwise support the transmission by e-mail, telephone, or facsimile of mass unsolicited, commercial advertising or solicitations to entities other than the data recipient's own existing customers; or (b) enable high volume, automated, electronic processes that send queries or data to the systems of Registry Operator, a Registrar, or Afilias except as reasonably necessary to register domain names or modify existing registrations. All rights reserved. Afilias reserves the right to modify these terms at any time. By submitting this query, you agree to abide by this policy.

  REFERRER http://whois.afilias.info

  REGISTRAR Afilias Global Registry Services

SERVERS

  SERVER info.whois-servers.net

  ARGS afpg.info

  PORT 43

  TYPE domain

DOMAIN

  NAME afpg.info

  HANDLE D503300000025509113-LRMS

  CREATED 2016-02-10

STATUS
clientTransferProhibited https://icann.org/epp#clientTransferProhibited

NSERVER

  NS1.DOLLARIDEA.NET 71.19.250.55

  NS2.DOLLARIDEA.NET 71.19.250.55

OWNER

  HANDLE C194021811-LRMS

  NAME Indra Noerani

ADDRESS

STREET
No. 3-6, Sedco Square, Kampung Air

  CITY Kota Kinabalu

  STATE Kota Kinabalu

  PCODE 88000

  COUNTRY MY

  PHONE +60.88223210

  EMAIL [email protected]

ADMIN

  HANDLE C194021811-LRMS

  NAME Indra Noerani

ADDRESS

STREET
No. 3-6, Sedco Square, Kampung Air

  CITY Kota Kinabalu

  STATE Kota Kinabalu

  PCODE 88000

  COUNTRY MY

  PHONE +60.88223210

  EMAIL [email protected]

TECH

  HANDLE C194021811-LRMS

  NAME Indra Noerani

ADDRESS

STREET
No. 3-6, Sedco Square, Kampung Air

  CITY Kota Kinabalu

  STATE Kota Kinabalu

  PCODE 88000

  COUNTRY MY

  PHONE +60.88223210

  EMAIL [email protected]

BILLING

  HANDLE C194021811-LRMS

  NAME Indra Noerani

ADDRESS

STREET
No. 3-6, Sedco Square, Kampung Air

  CITY Kota Kinabalu

  STATE Kota Kinabalu

  PCODE 88000

  COUNTRY MY

  PHONE +60.88223210

  EMAIL [email protected]

  REGISTERED yes

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